Tag Archives: HSA

Use It or Lose It; End of The Year Dental Benefits

End of The Year Dental Benefits

BenefitsDecember is here and a New Year is almost upon us! With that in mind, Dr. Griffin and his team would like to remind you to schedule your dental appointment before the end of the year. We know things get busy for most families this time of year and that can mean dental appointments get put on the back burner. But, scheduling your appointment before the end of the year might just save you a significant amount of money, especially if your dental benefits start over in January.

Did you know dental insurance is typically “use it or lose it”? If you haven’t used your yearly maximum, the remaining amount will likely not roll over into the next year. You’ll lose your opportunity to make the most of those dollars. Along with dental benefits, FSA (Flexible Spending Account) and HSA (Health Saving Account) benefits also expire at the end of the year. Also, if your insurance plan includes a deductible you’ve already met, it only makes sense to reap the full value of your insurance now, before the next plan year, when you have to meet the deductible again.

Using your dental benefits before they expire is not only good for your budget — it’s also crucial for your oral health. Twice annual visits to Dr. Griffin include a dental exam, a thorough cleaning, x-rays, and fluoride treatment. These preventive steps are vital to maintaining healthy teeth, and are usually covered 100 percent by your dental insurance. Catching signs of decay or other problems while they’re small saves you a lot of time, pain and money overall.

 

We only have a few short weeks to get those dental appointments scheduled before the end of the year. So, call us here in Carrollton, at 972-242-2155, to schedule your appointment and to find out how you can get the most out of your dental insurance plan. We will help you figure out how you can maximize your dental benefits and maintain your beautiful smile.